Atal Pension Yojana (APY), For unorganized sector workers. Under the APY, guaranteed minimum pension of Rs. 1,000/- or 2,000/- or 3,000/- or 4,000 or 5,000/- per month will be given at the age of 60 years depending on the contributions by the subscribers.
Public Provident Fund (PPF), Min ₹500/-, Max₹1.5 Lakh in a 1 Year, Loan facility 3rd Onwards, Withdrawal from 7th year,After maturity, can be extended for block of 5 years with further deposits.
National Pension Scheme (NPS), Individual account(only Tier I / Tier I & Tier II) by All Indian Citizens (including NRIs) between 18 - 70 years.
Sovereign Gold Bonds (SGBs), SGBs are government securities denominated in grams of gold. They are substitutes for holding physical gold. Investors have to pay the issue price in cash and the bonds will be redeemed in cash on maturity. The Bond is issued by Reserve Bank on behalf of Government of India.
Senior Citizens Savings Scheme (SCSS), A Senior Citizens Savings Scheme (SCSS) account is a retirement benefit account that is supported by the Indian government, 5 years, 8.2% PA Interest, 30 Lakhs Max amount, Premature withdrawl allowed
Sukanya Samriddhi Yojana (SSY), Min ₹250/-, Max₹1.5 Lakh in a 1 Year, Account on girl child before 10 years.